The Iron Lady of south india

The iron lady of south India - Dr. J Jayalalitha, has once again proved her mettle in opposing the 10 mins time given to her to voice the opinion at NDC meet bashing the ruling congress govt, - wow audacious  daring and bold move.

I really admire her for the guts or courage she shows in dealing with issues , here are few excerpts from her statement

"Center reducing states to glorified municipal corporations"

"These meetings at best are ritualistic and are exercises in futility."

Her most repeated dialogue  "step-motherly treatment"  is given to non-Congress governments.

Jayalalitha against vijaykanth in assembly to win a seat without alliance, the very famous BBC interview

this post has nothing to do with politics or i neither do support aiadmk or any political party , its just admiring her boldness or showing her prowess.

Crime and Justice

Recent news - brutal rape of innocent girl in Delhi and accused asking for punishment accepting his guilt reminds yet another failure of  law & order, judicial and bureaucratic system in India, the public outrage will be there for a while , we all people just move on ...... after some point or days - deserting the accused or victim to natures fate - no justice  meted out.

Accused goes off after getting punishment - Hanged.
Judiciary is happy that they have punished the accused. 
How about the victim ? - we all see such kind of crime appearing here and there again n again!!! 

Basic motive of punishing somebody for any kind of crime is PREVENTION 

We have been hearing rape victims all over and every year in some remote or urban place of country. Does this imply criminal is not punished ? or punishment doesn't convey what it is meant to be - affecting someone in society badly ?

What will be cure all for impending or burning issues hurting the common man or society.

FDI on Indian Economy

The year 2012 has been the most troublesome for ruling congress government under the (un)able leadership of Manmohan singh , the man who is known to have turned the economic situation in India under primer minister late Mr Narasimha Rao.

There are several issues that have stormed the Government one of the most critical  for the Indian polity and society being the FDI in retail .

FDI in retail, it means openings up 51% investment in retail stores in India

On my view impact to Indian economy is very high , may be  the current is government is short sighted and fooling around.

Today i see that branded apparels are very expensive costing 1000 - 2500 for trouser , the same trouser actually exported from India and re-branded in US or other markets and returned back as an expensive stuff and we boast of it have brought a branded trouser, actual truth is producer cost would not even come to 10% - 20% final selling price.

By virtue of this simple case we have killed Indian textile profit making.

Lets take the positives of FDI in retail , job creation through new employment opportunities  middle man being reduced, and good or decent pricing to farmer who actually produces the goods.

First to counter it, new employment opportunities, yes it creates new job avenues, but the price we pay is too high for it. Here is how it is.

We all know the, very good and proven fact India has a good retail market. What does good mean here, there are way too many options or purchasing power of consumer is too high , which means spending power of people is high. How did the Indian people have so much spending power ? Where did they get it from ?

The business, agriculture or self employed avenues like kirana shops, small scale retails trading. etc.

India's backbone is business class by itself  or modern term Entrepreneur. Any village or town or city we take or our father occupation either he will be working for Govt  sector, working for private sector longer duration or running a small business. population running a small business will be higher. the small business i mean kirana stores, Juice shops, fruit shops. trading in pulses, cereals, fertilizers, whatever items that is required for household.

Which means most of them are self sufficient either as small scale entrepreneur or employed under an entrepreneur. Over the period of time one working will start a new business. it will be a cycle, thus tax collected will be an income to government again.

Now with advent of FDI in retail  i could see below impact

1. we are killing entrepreneurs or budding business class making most of them as working class, this results in breaking working class and business class equations.
2. Leads to labor shortage and kills the small business class to shut shops are not proceeding with expansion plans, which has already been proven in agriculture sector there which is forcing small farmers to sell this farm to realtors and moving into some other sector. this has disturbed the balance in agri produce resulting lesser exports , and increasing imports or shortage which again leads to price rise and hence inflation. 
3. Job creation by FDI, people have good money does that mean wealth creation ? No. 
1. Here is what i could see underneath, salaries paid to employees will be small when compared profits earned big retailers. 
2. Big retailers are again foreign investor with vested interest,  any investor motive would be take profit , thus he takes away his profit. Impact of taking profit? 
3. Retail goods are produced by farmer, re-branded sold at higher price, not sure farmer gets the fair price, here is catch is money earned as profit is taken out of country., earlier it would be invested in India for sure or be as saving with an Indian,, but with FDI not the case,  thus this routes back to British east India company, could be one another freedom struggle? foreign investors making big money out of nowhere. 
4. Thus Indian wealth is again plundered by cheating innocent people!!!!!

Hope and Turbulence of Mind..

We all get into different moods, based on thoughts or incidents or events that happen around us, conveys vagaries of human mind and complex structure running behind it.

What does all this mean, is human being so much easy to tune and adapt or influence? Or it’s just the turbulence of events that make all this happen? Or just twists and turns of emotions make him think this way?

Do we call this kind of frustration? Or lack of self-control?

Having no ambitions or not great expectations around something is good? If there are no ambitions or aspirations are we good enough to be human, someone has said... Person who doesn't take any steps or actions cannot be successful.

Does this convey something about persuasiveness or a most of beautiful word HOPE?

Still keeping fingers crossed , expecting some light at the end of tunnel......HOPING to board the train.

Resonation & Reverberation

We all hear many things revolving among us about one person or another and suddenly jump to conclusions, sardonic comments, sarcastic smiles, deriding remarks, facebook posts and this goes on..

Few of important things that are revolving around us are H1B Petition filing, non disclosure agreement, quitting the organisation, attitude of a person friend or some one just passer by. talking about mangers, teams, performances etc.

We can see those in obvious terms in politics . Everyone says sonia gandhi is bad.. Manmohan singh doesn't talk or cant take decisions. etc etc..

Above things are media resonations or reverberation , we people in some way or other is influenced by some one in some way or other.

If somebody calls the Jayalalitha a great politician or stateswomen or leader we all talk good about her.

Sachin 100th century, india's cricketing skills.. whole world knows indians are good only in subcontienent..

Dhoni being told as worst captain , once and for we have been prasing dhoni for his captainency not for his wicket keeping or batting which are very important aspects of game.

to conclude The real truth or crux behind the issue gets lost or gets twisted something else and most of many or theme of problem gets lost just like tide of wave due to Resonation & Reverberation, in the end most of time and energy gets spent on some else views, opinion etc..

When will India Change ?

I am here to talk to the great protocol that we have been following religiously over some 50 years to stop all the traffic in city, disturbing every DUST on ROAD and make way for some political ministers who are no way useful for both the country and as well their home.

Yesterday (4Th Nov 2009 8:00 AM), regularly this 8:00 is the time i reach porur junction to catch the late shuttle that takes to me office, if I miss this, i pay heavy price of travelling through MTC bus, guess everybody in India knows how much costly both in terms of time and money to travel in MTC for almost 45 kms.

I reached the Porur junction, where I board the share auto which drops at kathipara junction, which is the place where i need to board my office shuttle to MCC.

All of a sudden police man stopped all the traffic and was diverting only vehicles on one side. This looked normal for 5 mins, we in India are used to diversion in traffic all of a sudden. Later everyone’s where surprised to all the signals were off.. so the total traffic was stand still for about 20 mins, then it resumed around 8:20 traffic flow was back to normal, everyone using their own filthy language in police man. After all, he just needs to obey his superior orders.

Impact of 15-20 mins lost due to ministry protocol
There were about more than 200(which could be the minimum number) people got stuck in the traffic.
1. Time lost
2. Traffic from other parts would also join, hence more vehicles and traffic congestion increases again, which increases pollution (noise and air).
3. This time lost could lead several monetary loss, many employees around this area work in textile sector, which pays them by number of hours they work, so they would have lost their half a day’s salary.
4. Many like me would be wanting to board shuttle to reach their actual destinations would have missed it.
5. Many would missed their appointments which is more valuable..., than Indian politicians

No Preclosure charges : RBI

Its a very welcome move by RBI to forego preclosure charges, that is levied my banks on many loans. It will come as short in arm for many consumers and a could be stinker to banks.But it would have real fuel, when it is implemented for existing loans, but RBI is planning to do it for new loans only

Here is how the stats work

Say example loan amt : 2000000.
Tenure is 10yrs and Interest 10%

then if any other bank offer you 9% then you are free will to preclose high interest loan and going with lower interest there by reducing your EMI to great extent..

Impact of directive by RBI, could trigger competitive and cheaper retail loans, which again shot in the arm for real estate sector which has been in downside for past one year.